Dr.N.Ramu is currently working as a Professor in the Department ofCommerce, Annamalai University, Tamil Nadu, and India. He has 23 years ofexperience in teaching and 15 years in research. His research areas includeFinance, banking, Cooperative banking and HRM. He had participated andpresented papers in conferences, seminars, and workshops at Regional [2], Stateand National [34] and International [20] levels. He has published quite goodnumber of Research articles National and International in leading journalsincluding 16 research articles /chapter in books, 26 articles in internationaljournals and 28 articles in national and local proceedings. He was awarded with‘The best research publication’ in2011-2012 from Annamalai University at the 78th founder’s day celebrations on30th September 2012.   He currentlyserves on the editorial boards of 140 internationally renowned journals(including Editor-in chief of 5 international Journals) in all the continents.He had successfully completed Seven M.Phil and Three Ph.D Research Scholars.Acted as Visiting Professor of AP Goyal Shimla University,  Shimla..